Track subscriptions
Keep all your subscriptions organized in one place.
Sound familiar?
You run subscriptions on 2–3 cards, manage 20+ services, and still can't say exactly what you spend per month.
You Googled a charge
"DGTL*CREATIVE" — mystery line item. Took you five minutes to figure out it was Adobe.
The annual plan ambush
$299 hit your card. You forgot it was annual. No refund, no warning — just gone.
Three services, same function
Spotify. Apple Music. YouTube Premium. All active. You meant to pick one back in January.
Which card pays what?
Business card or personal? You just let autopay sort it out. Your accountant doesn't think that's funny.
"I'll cancel it next month"
You said that in March. And April. It's still charging. The cancel button takes four clicks to find.
The spreadsheet you stopped updating
You made one. It had 11 rows. Then you added more services and it stopped being accurate.
Problem
3 cards, 20 services — and no visibility
Subscriptions scatter across multiple cards. Annual plans renew silently. You pay for services you forgot about. And you find out after the money is gone.
Solution
Total clarity — before the next charge
MONIQO maps every obligation to its payment source, forecasts the next 30 days, flags spending risks, and shows exactly where you can cut.